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	<title>Finance Helper &#187; retirement</title>
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	<link>http://finhelper.com</link>
	<description>The way finance should be</description>
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		<title>Active money management or buy and hold?</title>
		<link>http://finhelper.com/active-money-management-or-buy-and-hold/</link>
		<comments>http://finhelper.com/active-money-management-or-buy-and-hold/#comments</comments>
		<pubDate>Mon, 10 May 2010 04:47:59 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[asset]]></category>
		<category><![CDATA[fund]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[stock]]></category>

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		<description><![CDATA[With so much volatility in the stock market, investors saving for retirement must decide what investment approach may work best over the long term. Some market players question the wisdom of a &#171;buy and hold&#187; investment strategy, embracing active management instead. The debate is not new, but perhaps it&#8217;s become more heated after the roller [...]]]></description>
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		<title>Eight do&#8217;s and don&#8217;ts for your 401(k)</title>
		<link>http://finhelper.com/eight-dos-and-donts-for-your-401k/</link>
		<comments>http://finhelper.com/eight-dos-and-donts-for-your-401k/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 04:53:27 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[asset]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement]]></category>
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		<guid isPermaLink="false">http://finhelper.com/?p=555</guid>
		<description><![CDATA[When it comes to saving for retirement and building a portfolio to last a lifetime, most Americans are way behind the eight-ball, the nine-ball and all the other balls on the pool table. More than 54% of Americans report that the total value of their household&#8217;s savings and investments, excluding the value of their primary [...]]]></description>
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		<title>If You&#8217;re 50 and Haven&#8217;t Saved A Dime</title>
		<link>http://finhelper.com/if-youre-50-and-havent-saved-a-dime/</link>
		<comments>http://finhelper.com/if-youre-50-and-havent-saved-a-dime/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 23:58:42 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://finhelper.com/?p=449</guid>
		<description><![CDATA[You&#8217;re 50, recently laid off, and now forced to figure out what work you&#8217;ll do for the next 15 years or more and how you&#8217;ll ever retire. You&#8217;d dreamed of leaving your job at 65, vacationing in Tuscany, taking a trip around the world, or perhaps spending your afternoon on the golf course. But the [...]]]></description>
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		<title>How much you&#8217;ll need in retirement</title>
		<link>http://finhelper.com/how-much-youll-need-in-retirement/</link>
		<comments>http://finhelper.com/how-much-youll-need-in-retirement/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 22:55:30 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Favourites]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[inflation]]></category>
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		<category><![CDATA[retirement]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://finhelper.com/?p=372</guid>
		<description><![CDATA[Conventional wisdom says you need 80% of your pre-retirement income. But ensuring a comfortable retirement will take more than just a rule of thumb. Question: I always heard that you will need 80% or so of your working salary to live on in retirement. But is that a percentage of your gross income or your [...]]]></description>
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		<title>Is Paying for Your Kid’s Education Still a Top Priority?</title>
		<link>http://finhelper.com/is-paying-for-your-kid%e2%80%99s-education-still-a-top-priority/</link>
		<comments>http://finhelper.com/is-paying-for-your-kid%e2%80%99s-education-still-a-top-priority/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 06:09:48 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://finhelper.com/?p=123</guid>
		<description><![CDATA[In a perfect world, we wouldn’t have to rank one financial priority over another. But now, more than ever, Americans are faced with many tough financial trade-offs. Paying off debt or saving for retirement? Raiding the 401(k) to pay the bills or putting them on a credit card? Trying to slog it out with a [...]]]></description>
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		<title>Market myths</title>
		<link>http://finhelper.com/market-myths/</link>
		<comments>http://finhelper.com/market-myths/#comments</comments>
		<pubDate>Tue, 12 May 2009 08:27:14 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Fund Markets]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://finhelper.com/?p=94</guid>
		<description><![CDATA[What have we learned from the crash? Nothing lasts forever. Even bear markets. Numbers can talk. And one of the key indicators of this year&#8217;s Fortune 500 &#8212; the companies&#8217; stock market value &#8212; is absolutely shouting. It&#8217;s telling us that nothing is forever, and that people, businesses, and governments can no longer depend on [...]]]></description>
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		<title>Merging portfolios after marriage</title>
		<link>http://finhelper.com/merging-portfolios-after-marriage/</link>
		<comments>http://finhelper.com/merging-portfolios-after-marriage/#comments</comments>
		<pubDate>Wed, 06 May 2009 03:18:04 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://finhelper.com/?p=75</guid>
		<description><![CDATA[This young couple have a simple goal: repair their portfolio and save to buy a new home within the next three years. Like most investors, Wendy and Doug Kirk were worried about how the stock market was doing last fall. But it was hardly at the forefront of their thoughts: After knowing each other for [...]]]></description>
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		<title>Are You Saving Too Much for Retirement?</title>
		<link>http://finhelper.com/are-you-saving-too-much-for-retirement/</link>
		<comments>http://finhelper.com/are-you-saving-too-much-for-retirement/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 05:35:25 +0000</pubDate>
		<dc:creator>Oksana Grebenjuk</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[asset]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://finhelper.com/?p=51</guid>
		<description><![CDATA[A new free online tool performs some extremely complex calculations to make financial planning simpler for small investors. ESPlannerBasic, set to be officially launched later this week, takes a different approach than many competing online tools. Rather than calculating your odds of meeting your spending goals in retirement, the tool is intended to help you [...]]]></description>
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